Read this in full to save time & money for 2027.
IMPORTANT: You cannot compare 2027 drug plans until October 1, and you cannot enroll in a new plan until October 15.
Medicare.gov Walkthrough by Marvin Musick
The only place to compare all available drug plans is Medicare.gov. It's easy to use, and most people can compare plans in just a few minutes.
Watch this simple walkthrough by Marvin as he shows you how to search, compare plans, and enroll in a new plan for 2027. If you would like written instructions, see below — or see our screen-by-screen visual instructions here.
Written Step-by-Step Instructions from the Video
1
Go to Medicare.gov and enter your ZIP code.
2
Choose Drug plan (Part D). If you get Extra Help or Medicaid, enter it. If not, choose “I don't get help from any of these programs.”
3
Choose “Yes, include drug costs.” Add your prescriptions.
4
Choose your pharmacy.
5
Medicare.gov will show your plan options, with the plan that has the lowest total annual cost at the top. This includes premiums, deductibles, and drug costs.
If your current plan is at the top, you do not need to do anything. It will renew for 2027.
6
If another plan is at the top, compare its “Total Drug & Premium Cost” with your current plan.
If the savings are small, switching may not be worth it. If the savings are large, you may want to switch.
7
Starting October 15, you can switch by clicking Enroll and following the steps.
Your new plan will start January 1, 2027. Your old plan will automatically end on December 31.
Why we're telling you to do it this way
Part D has changed. Not every drug plan allows independent insurance brokers like MedicareSchool.com to help with enrollment, and we don't want to limit you to only the plans available through us.
That's why we're helping you use Medicare.gov, where you can compare all your options.
We won't be doing one-on-one Part D appointments, but you're not on your own. We have two ways to help:
Need additional help?
Below are two options for getting a little extra help if comparing plans feels overwhelming or difficult.
Additional Help: Option #1
Join our live Medicare.gov help session
Join us Monday through Thursday, 12–1 PM Central. We'll walk through Medicare.gov and answer questions live.
When
Monday–Thursday
12–1 PM Central
Additional Help: Option #2
Have someone compare the plans for you
We partnered with a company that will compare your Medicare.gov options for you. They are not insurance brokers, and they will not enroll you in a plan.
You send them your medications and pharmacy, and they'll tell you which plan has the lowest total cost. If you decide to switch, you'll still enroll through Medicare.gov.
Their normal fee is $60. We negotiated a $30 discount for MedicareSchool.com clients who enrolled in a Medicare Supplement Plan G or N through us.